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Terms & Conditions

Effective Date: November 1, 2025

Table of Content

I. GENERAL TERMS AND ACCEPTANCE

1.1 Acceptance of Terms

By registering for a Linktude account, accessing the Linktu.de short-link service, utilizing any Linktude payment collection template, or otherwise using the Linktude platform (the "Service"), you (the "Vendor" or "you") agree to be bound by these Terms of Use and all incorporated policies, including but not limited to the Privacy Policy. If you do not agree to these terms, you must not use the Service.

1.2 Linktude as a Technology Provider

Linktude Limited is a software-as-a-service (SaaS) provider and a technology platform. We provide tools that enable Vendors to aggregate links and, critically, facilitate the processing of multi-currency payments through licensed third-party Payment Service Providers (PSPs). Linktude is not a bank, a licensed custodian of funds, a money transmitter, or a financial institution.

1.3 Definitions

  • Vendor: The individual or entity that registers an account with Linktude to use the Service, including the creation of a link path (linktu.de/your-name) and the facilitation of sales. The Vendor is the sole Merchant of Record.
  • Customer: Any individual who clicks a Vendor's Linktude link and initiates a transaction (payment, booking, download, etc.).
  • Service: All Linktude platforms, software, features, tools, link templates, APIs, documentation, and websites (including linktude.com and linktu.de).
  • PSP: Licensed Third-Party Payment Service Provider (e.g., Flutterwave) that handles the primary processing, security, and custody of funds.
  • Prohibited Activities: Any activity defined in Section IV that breaches legal, compliance, or moral standards.

1.4 Eligibility

You must be at least 18 years old or the age of legal majority in your jurisdiction to use the Service. By accepting these terms, you represent and warrant that you have the full legal capacity to enter into this agreement. If you are using the Service on behalf of a company, you represent that you have the authority to bind that entity to these Terms.

1.5 Changes to Terms

Linktude reserves the right to modify these Terms at any time. We will provide notice of material changes through the Service or via email. Your continued use of the Service after the effective date of the revised Terms constitutes your acceptance of the changes.

II. PLATFORM ACCESS AND SERVICE USE

2.1 Account Registration and Security

A. Accurate Information: You agree to provide and maintain accurate, current, and complete information during registration and throughout your use of the Service. Failure to do so constitutes a breach of these Terms and may result in the immediate termination of your account.

B. Confidentiality: You are responsible for maintaining the confidentiality of your account credentials (password) and for all activities that occur under your account. You must notify Linktude immediately of any unauthorized use or suspected breach of security. Linktude is not liable for any loss or damage arising from your failure to comply with this security obligation.

C. Linktude's Rights: Linktude reserves the absolute right to immediately reclaim, suspend, or modify any Link Path that:

  1. Violates Section IV (Prohibited Activities).
  2. Infringes upon a third party's trademark or intellectual property.
  3. Is deemed, in Linktude's sole discretion, to be offensive, misleading, or detrimental to the Linktude brand or reputation.

2.3 Service Disclaimers and "As Is" Provision

A. Service Provided "As Is": The Linktude Service is provided on an "as is," "as available" basis, with all faults and without any warranties or conditions of any kind, either express, implied, or statutory.

B. No Performance Guarantee: Linktude does not warrant that the Service, including the linktu.de redirection, dashboard functionality, or payment processing interface, will be uninterrupted, error-free, completely secure, or always available. You acknowledge that downtime may occur due to maintenance, system upgrades, or events outside of Linktude's control.

C. No Financial Guarantee: Linktude provides no warranty or guarantee regarding the potential profits, sales volume, conversion rates, or financial success of your Link Path or any product/service you offer.

D. No Implied Warranties: To the maximum extent permitted by applicable law, Linktude disclaims all implied warranties, including but not limited to, implied warranties of merchantability, fitness for a particular purpose, and non-infringement.

III. PAYMENT AND SETTLEMENT TERMS

This section governs the collection, processing, and settlement of funds generated from sales facilitated through your Linktude link.

3.1 Linktude's Role and Relationship with Vendor

A. Technology Provider Only: Linktude is a technology service provider and a non-custodial payment facilitator. We provide the tools and infrastructure to connect you with licensed third-party Payment Service Providers (PSPs), including Flutterwave, to process transactions.

B. Merchant of Record Responsibility: You are the sole merchant of record for all goods, services, and content sold through your Linktude link. You are solely responsible for:

  1. The quality, delivery, fulfillment, and warranty of all products or services.
  2. Customer service, disputes, and all liabilities arising from your sales.
  3. All taxes (including income, sales, VAT, or other transaction-based taxes) related to your sales.

C. Non-Custodial Facilitation: Linktude does not hold or custody customer funds directly. All funds are processed and held by our licensed PSP partners (e.g., Flutterwave) until they are settled to you, subject to the PSPs' terms and regulatory requirements.

3.2 Payment Currencies and Collection

Linktude currently facilitates the collection of payments in Nigerian Naira (NGN) and United States Dollars (USD) via international card processing.

3.3 Settlement Schedule and Policy

A. Settlement Schedule: Verified payments, net of Linktude's transaction fee and any applicable PSP processing fees, will be posted for settlement to your designated account by the Next Business Day following the day the payment was successfully processed and confirmed by the PSP.

B. Disclaimer: Linktude does not control the actual time it takes for funds to arrive in your bank or stablecoin wallet once the settlement has been initiated. This is subject to banking network or blockchain network conditions, which may cause delays.

3.4 Approved Settlement Methods

Settlement will be made based on the currency collected, to the verified account information you provide:

A. NGN Payments: All NGN collected funds will be settled to your verified Nigerian Naira bank account.

B. USD Payments: All USD collected funds will be settled exclusively in USDC (USD Coin) to your verified USDC-compatible wallet address on an approved blockchain network.

  1. Wallet Address Accuracy: You are solely responsible for ensuring the USDC wallet address is correct and compatible. Linktude is not liable for lost funds resulting from an incorrect, unsupported, or incompatible wallet address provided by you.
  2. Cryptocurrency Risk: You assume all risks associated with the use, custody, security, and valuation of USDC and other cryptocurrencies, including all tax implications. Linktude is not responsible for any losses incurred after the USDC settlement is confirmed on the blockchain.

3.5 No Refund Policy and Customer Disputes

A. Vendor Responsibility for Refunds: Linktude will not process refunds directly to your customers. All customer requests for refunds, returns, or billing disputes must be handled directly between you, the Vendor, and your customer.

B. Vendor to Indemnify Linktude: You agree to fully indemnify and hold Linktude harmless from any customer-initiated refund claims, service disputes, or financial conflicts arising from your sale of goods or services.

3.6 Chargebacks, Frauds, and Vendor Indemnification

A. Chargeback Responsibility: You, the Vendor, are solely responsible for all chargebacks, reversals, refunds, or payment disputes initiated by a customer through their bank or card network.

B. Right to Offset and Recovery: You authorize Linktude to immediately recover (offset) the full amount of any chargeback, reversal, associated third-party PSP fees (e.g., Flutterwave chargeback fees), and Linktude administrative penalties from your current or future settlement payments.

  1. If your available settlement funds are insufficient to cover the chargeback amount and fees, you remain liable for the outstanding balance, and Linktude reserves the right to pursue recovery of these funds, including suspending your account.
  2. Linktude may assess an administrative fee for handling chargeback disputes, which will also be deducted from your settlements.

C. Fraud and Conflict Indemnification: You shall indemnify, defend, and hold harmless Linktude, its partners, and employees from and against any and all claims, liabilities, costs (including legal fees), and expenses arising from or relating to:

  1. Any actual or alleged fraud, unauthorized transactions, or illegal activity conducted by you using the Service.
  2. Any regulatory action, fine, or penalty imposed on Linktude resulting from your misrepresentation, non-compliance, or illegal use of the platform.

IV. VENDOR OBLIGATIONS AND PROHIBITED ACTIVITIES

4.1 General Vendor Obligations

A. Compliance with Law: You warrant and represent that your use of the Service, the goods and services you offer, and all content on your Link Path comply with all applicable local, national, and international laws, regulations, and statutes, including but not limited to those governing commerce, consumer protection, data privacy, and financial regulations.

B. Customer Service: You are solely responsible for all customer service, disputes, and communication related to your products and services. You agree to resolve all customer disputes promptly and professionally.

C. Taxes and Reporting: You acknowledge that Linktude is not responsible for the calculation, collection, or remittance of any taxes (including income, sales, VAT, or other transaction-based taxes) related to your sales. You are solely responsible for determining, collecting, withholding, reporting, and remitting all applicable taxes to the relevant taxing authorities.

4.2 Prohibited Activities and Products

You must not use the Service for any activities, or offer any products or services, that are illegal, fraudulent, harmful, or violate any third-party rights. The following activities and categories of products are strictly Prohibited Activities on the Linktude platform:

A. Illegal or Fraudulent Conduct:

  1. Money laundering, financing of terrorism, or any activity that violates anti-money laundering (AML) or counter-terrorist financing (CTF) regulations.
  2. Any form of financial fraud, pyramid schemes, Ponzi schemes, unauthorized investment or get-rich-quick schemes, or deceptive marketing practices.
  3. Selling stolen or unauthorized items, counterfeit goods, or goods that violate export/import controls.
  4. Hate speech, harassment, discrimination, or promotion of violence.

B. Regulated and High-Risk Products/Services:

  1. Pornography and Adult Content: Any pornographic material, sexually explicit content, or escort services.
  2. Gambling: Online gambling, lotteries, or any activity related to betting where money or value is exchanged.
  3. Weapons and Munitions: Firearms, explosives, destructive devices, or any regulated parts thereof.
  4. Pharmaceuticals and Controlled Substances: Illicit drugs, narcotics, prescription medications, or tools for manufacturing controlled substances.
  5. Financial Services: Unlicensed money transmission, debt collection, credit repair services, or unauthorized banking activities.
  6. Multi-Level Marketing (MLM): Products or services that are primarily based on the recruitment of new members rather than the sale of goods to the public.

C. Platform Misuse:

  1. Impersonation: Using your Link Path to impersonate any person or entity, or misrepresenting your affiliation with any person or entity.
  2. System Interference: Engaging in any activity that interferes with or disrupts the security or performance of the Service, including the automated collection of data (scraping).
  3. Spam and Misleading Content: Using Linktude links to distribute spam, malware, viruses, or misleading redirects.

4.3 Linktude's Right to Suspend and Terminate

A. Right of Immediate Action: Linktude has the sole, unconditional right to immediately suspend, terminate, or remove your Link Path and account, and withhold any pending settlements, if Linktude reasonably suspects, based on its own discretion or information provided by its PSPs (e.g., high chargeback rates, suspicious activity flagging), that you have engaged in any Prohibited Activity or breached any clause in this Section.

B. No Liability for Loss: Linktude will not be liable for any losses, damages, or claims (including lost profits or business opportunities) arising from Linktude's exercise of its right to suspend or terminate your access for non-compliance.

V. INTELLECTUAL PROPERTY (IP) AND CONTENT

5.1 Linktude's Intellectual Property

A. Ownership: The Service, including all proprietary software (including the core architecture, code, and APIs), design, text, graphics, the Linktude and Linktu.de trademarks and logos, trade names, and all associated intellectual property rights (collectively, "Linktude IP") are the exclusive property of Linktude Limited.

B. No Transfer: Nothing in these Terms grants you any right, title, or interest in or to the Linktude IP, except for the limited license to use the Service in accordance with these Terms. You shall not copy, modify, distribute, sell, or reverse engineer any part of the Linktude IP.

C. Feedback: If you provide Linktude with any feedback, suggestions, or ideas for the Service ("Feedback"), you irrevocably assign to Linktude all rights, title, and interest in and to that Feedback, and Linktude is free to use such Feedback without any compensation or attribution to you.

5.2 Vendor Content and License

A. Vendor Content Ownership: As a Vendor, you retain ownership of all materials, data, files, text, images, and content that you create, upload, or transmit through the Service (collectively, "Vendor Content").

B. License to Linktude: You grant Linktude a worldwide, non-exclusive, royalty-free, transferable license (with the right to sublicense) to use, reproduce, display, distribute, and publish your Vendor Content and associated trademarks/logos solely for the purpose of operating, promoting, and improving the Service (e.g., displaying your Link Path, processing digital downloads). This license terminates upon the deletion of your account, except for data necessary for legal compliance or archival records.

C. Vendor Warranty on Content: You represent and warrant that:

  1. You are the sole owner or authorized licensee of all Vendor Content, including the products/services you offer for sale.
  2. Your Vendor Content and the products/services sold do not and will not infringe, misappropriate, or violate any third party's patent, copyright, trademark, trade secret, moral rights, or other proprietary or intellectual property rights, or rights of publicity or privacy.

5.3 Infringement and Takedown Policy

A. Infringement Notification: Linktude respects the intellectual property rights of others. If you believe any Vendor Content on the Service infringes your copyright or trademark, you must submit a written complaint to Linktude's legal department with all necessary identifying information.

B. Right to Remove: Linktude reserves the absolute right to immediately remove, disable access to, or modify any Vendor Content or Link Path that we, in our sole discretion, believe violates these Terms or infringes on any third-party IP rights, without any liability to the Vendor.

C. Repeat Infringers: Linktude reserves the right to terminate the accounts of Vendors who are deemed to be repeat infringers of third-party intellectual property rights.

VI. FEES, TAXES, AND PRICING

6.1 Subscription Fees

A. Payment Terms: Access to paid plans (Solo Gate and Business Hub) requires payment of the applicable subscription fee, which is billed annually or monthly, as selected by you, and anchored to United States Dollars (USD).

B. Billing: All subscriptions are automatically renewed at the end of the billing cycle (monthly or annually) unless terminated by you. You authorize Linktude to charge the applicable subscription fees and any transaction fees to your designated payment method.

C. Price Changes: Linktude reserves the right to modify its subscription fee structure at any time. Any changes will be communicated to you at least thirty (30) days prior to the next billing cycle. Continued use of the Service after the notice period constitutes acceptance of the new fees.

D. No Refunds: Subscription fees are non-refundable, except as required by law.

6.2 Transaction Fees (Linktude Cut)

A. Fee Structure: For every successful transaction processed through your Link Path, Linktude will deduct a fixed percentage ("Linktude Fee Cut") based on your active subscription plan (Solo Gate: 5%, Business Hub: 3%).

B. Calculation: The Linktude Fee Cut is calculated on the total transaction value (TTV) of the payment and is deducted prior to settlement.

C. Payment Processor Fees: You acknowledge and agree that the Linktude Fee Cut is separate from and in addition to the transaction fees charged by our Third-Party PSPs (e.g., Flutterwave) and any associated banking, FX conversion, or interchange fees. Linktude is not responsible for defining or remitting these external fees. You may select settings on your Link Path that require the customer to bear the external PSP fees.

6.3 Taxes

A. Vendor Tax Responsibility: You are solely and exclusively responsible for calculating, collecting, reporting, withholding, and remitting any and all taxes (including, but not limited to, sales tax, value-added tax (VAT), goods and services tax (GST), income tax, or other transaction-based taxes) required by any jurisdiction arising from the goods or services you sell using the Linktude Service.

B. No Tax Advice: Linktude does not and will not provide any tax advice. You are responsible for consulting with your own tax professional regarding your obligations.

C. Taxes on Fees: You are responsible for any taxes levied on the subscription fees or Linktude Fee Cut charged to you by Linktude, where applicable.

VII. TERM, TERMINATION, AND SUSPENSION

7.1 Term of Agreement

A. Commencement: These Terms become effective on the date you first accept them or use the Service ("Effective Date") and continue until terminated by either you or Linktude (the "Term").

B. Auto-Renewal: For paid subscription plans, the Term automatically renews for successive billing periods (monthly or annually) unless you cancel your subscription or terminate the Service prior to the renewal date.

7.2 Termination by Vendor

A. Downgrade/Cancellation: You may terminate the Service at any time by downgrading your account. Upon termination, Linktude will cease publishing your Link Path and delete associated data, subject to Section 7.3(B).

B. No Refund on Termination: Termination initiated by the Vendor does not entitle you to any refund of pre-paid subscription fees, as outlined in Section 6.1(D).

7.3 Termination and Suspension by Linktude

A. Termination for Convenience: Linktude may terminate these Terms and your access to the Service for any reason upon providing you with thirty (30) days' written notice.

B. Immediate Termination/Suspension (for Cause): Linktude may, at its sole discretion and without prior notice or liability, immediately suspend or terminate your account and withhold any pending settlement funds if:

  1. Breach of Terms: You breach any material provision of these Terms, including but not limited to the Payment and Settlement Terms (Section III) or the Prohibited Activities (Section IV).
  2. Financial Risk: Your account is flagged for excessive or sustained Chargebacks, disputes, or other activity that poses a financial or regulatory risk to Linktude or its PSP partners (e.g., fraud, money laundering suspicion).
  3. Third-Party Action: Linktude's Third-Party PSPs or banking partners mandate the suspension or termination of your services.
  4. Inactivity: Your account remains inactive (without login or publishing activity) for a period exceeding six (6) months.

7.4 Effects of Termination

A. Settlement and Debts: Upon termination, Linktude will process any final outstanding settlement payments due to you, after deducting all outstanding fees, chargebacks, indemnification amounts, and administrative penalties owed to Linktude or its PSPs. You remain fully liable for any balance or debt owed to Linktude following termination.

B. Data Retention: Linktude will retain data necessary for legal compliance, regulatory requirements (including AML/CTF), and financial record-keeping (including transaction logs and settlement records) for a period defined by law, notwithstanding the deletion of your public Link Path.

VIII. DISCLAIMERS AND LIMITATION OF LIABILITY

8.1 Disclaimers

A. "As Is" Basis: THE SERVICE IS PROVIDED ON AN "AS IS" AND "AS AVAILABLE" BASIS, WITHOUT WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED, INCLUDING, BUT NOT LIMITED TO, IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, OR NON-INFRINGEMENT.

B. No Service Guarantee: Linktude DOES NOT WARRANT that the Service, the payment process, the Link Paths, or any functions contained therein will be uninterrupted, secure, timely, error-free, or free of viruses or other harmful components. While Linktude aims for high availability, Linktude is NOT LIABLE for any loss or damages caused by Service interruptions, connectivity issues, or the failure of any Third-Party PSP or banking partner.

C. No Fiduciary or Advisory Duty: Linktude is a technology provider and is NOT a bank, financial institution, payment network, or tax advisor. Linktude owes NO FIDUCIARY DUTY to you or your customers. Any advice or information obtained through the Service does not create any warranty not expressly stated herein.

8.2 Limitation of Liability

A. Exclusion of Damages: TO THE FULLEST EXTENT PERMITTED BY APPLICABLE LAW, IN NO EVENT SHALL LINKTUDE LIMITED, ITS AFFILIATES, OFFICERS, DIRECTORS, EMPLOYEES, OR AGENTS BE LIABLE FOR ANY INDIRECT, PUNITIVE, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR EXEMPLARY DAMAGES (INCLUDING, WITHOUT LIMITATION, DAMAGES FOR LOSS OF PROFITS, REVENUE, GOODWILL, USE, DATA, OR OTHER INTANGIBLE LOSSES) ARISING OUT OF OR RELATING TO THE USE OF, OR INABILITY TO USE, THE SERVICE.

B. Liability Cap: IN ALL CASES, LINKTUDE'S TOTAL AGGREGATE LIABILITY TO YOU FOR ANY AND ALL CLAIMS ARISING OUT OF OR RELATING TO THESE TERMS OR YOUR USE OF THE SERVICE, REGARDLESS OF THE FORM OF ACTION, SHALL BE LIMITED TO THE AMOUNT OF SUBSCRIPTION FEES ACTUALLY PAID BY YOU TO LINKTUDE FOR THE SERVICE IN THE TWELVE (12) MONTHS IMMEDIATELY PRECEDING THE EVENT GIVING RISE TO THE CLAIM.

C. Basis of the Bargain: You acknowledge and agree that Linktude would not be able to offer the Service on an economically viable basis without these limitations.

8.3 Vendor Acceptance

A. You expressly agree that you use the Service at your sole risk and that Linktude's relationship with you is solely governed by the strict limitations and disclaimers contained in this Section VIII.

IX. INDEMNIFICATION (VENDOR'S OBLIGATION)

9.1 General Indemnification

You agree to indemnify, defend, and hold harmless Linktude Limited, its affiliates, directors, officers, employees, and agents (collectively, the "Indemnified Parties") from and against any and all claims, liabilities, costs, damages, losses, and expenses, including reasonable attorneys' fees, arising out of or related to:

A. Breach of Terms: Your breach of any representation, warranty, or covenant contained in these Terms.

B. Vendor Products and Service: Any claim arising from the products or services you offer, sell, or advertise through the Service (including, but not limited to, product liability, consumer protection, and fulfillment claims).

C. Intellectual Property Infringement: Any claim that your content, products, or service infringes upon the intellectual property rights of a third party.

D. Tax and Regulatory Obligations: Any claim, audit, or penalty related to your failure to properly calculate, collect, report, or remit taxes, or your violation of any applicable financial or regulatory law (including AML/CTF).

9.2 Payment-Specific Indemnification

In addition to the general indemnification, you agree to fully indemnify the Indemnified Parties against all losses and expenses related to payment processing, specifically including:

A. Chargebacks and Disputes: Any and all chargebacks, payment reversals, disputes, fines, fees, and administrative penalties imposed by any Third-Party PSP (e.g., Flutterwave) or bank resulting from transactions processed on your Link Path.

B. Fraud: Any liability arising from unauthorized or fraudulent transactions conducted through your Link Path.

C. Collection Costs: All costs incurred by Linktude to collect any outstanding debt, including but not limited to unpaid subscription fees, unreimbursed chargebacks, or indemnification amounts, including collection agency fees and legal costs.

9.3 Procedure

Linktude reserves the right, at its own expense, to assume the exclusive defense and control of any matter subject to indemnification by you, and you agree to cooperate fully with Linktude in asserting any available defenses.

X. PRIVACY AND DATA PROTECTION

10.1 Privacy Policy is Mandatory

A. Incorporation: Your use of the Service is also governed by a separate Privacy Policy, which is an integral part of these Terms. By accepting these Terms, you also acknowledge and agree to the terms of the Privacy Policy.

B. Purpose: The Privacy Policy details Linktude's practices regarding the collection, use, processing, and disclosure of personal data concerning you (the Vendor) and your Customers.

10.2 Global Data Principles

A. Compliance: Linktude is committed to processing data in compliance with internationally recognized data protection principles, including those set forth in the Nigeria Data Protection Regulation (NDPR) and the General Data Protection Regulation (GDPR), as applicable.

B. Data Security: Linktude implements commercially reasonable technical and organizational measures to protect personal data against unauthorized access, disclosure, alteration, or destruction.

10.3 Vendor's Data Obligations

A. Vendor Responsibility: As the merchant of record, you are solely responsible for compliance with all data protection laws concerning the personal data of your Customers collected through your Link Path.

B. Warranties: You warrant that you have obtained all necessary consents and rights required by law to share customer data with Linktude for the purposes of facilitating payments, analysis, and reporting.

C. Payment Data: You acknowledge that Linktude does not store sensitive payment card data (e.g., full card numbers). All such data is handled and secured by our Third-Party PSPs (e.g., Flutterwave) who are certified for PCI-DSS compliance.

XI. DISPUTE RESOLUTION AND GOVERNING LAW

11.1 Governing Law

A. Application: These Terms shall be governed by and construed in accordance with the laws of the Federal Republic of Nigeria, without regard to its conflict of laws principles. This choice of law is essential to the basis of the bargain.

11.2 Informal Dispute Resolution

A. Mandatory Attempt: Before either party files a complaint or seeks formal relief in arbitration or court, the parties agree to first attempt to resolve the dispute informally for a period of no less than sixty (60) days, by providing written notice to the other party describing the nature and basis of the claim.

11.3 Mandatory Arbitration

A. Agreement to Arbitrate: Any dispute, controversy, difference, or claim arising out of or relating to these Terms, including the existence, validity, interpretation, performance, breach, or termination thereof, shall be referred to and finally resolved by binding arbitration under the laws of the Federal Republic of Nigeria.

B. Location: The seat, or legal place, of the arbitration shall be Lagos, Nigeria.

C. Waiver of Class Action: You and Linktude agree that any arbitration shall be conducted solely on an individual basis and will NOT be consolidated with any other arbitration or legal proceedings involving any other party. You expressly waive your right to participate in any class action, class arbitration, or representative action against Linktude.

11.4 Exceptions to Arbitration

A. Injunctive Relief: Notwithstanding the foregoing, either party may seek emergency injunctive relief or equitable remedies in a court of competent jurisdiction in Lagos, Nigeria, concerning the infringement or misuse of intellectual property rights (Section V).